Instantly Transfer Money: Netspend to Cash App Guide
Last Updated On : May 27, 2023
Using Netspend could be hectic as it is not widely used with other digital banks or payment services. However, you will have no issue in sending and receiving money if both parties are using Netspend. Netspend’s Flash ID and the name of the person are required for the purpose of transferring funds. But, most of the people who are using Cash App; a famed payment app in the USA ask whether it’s possible to send money from Cash App to Netspend and vice-versa. And if so, How To Transfer Money From Netspend To Cash App?
Introductory Part:
Cash App is a payment service application, not a bank. It was developed in 2013, by Block Inc. With the purpose of making transactions easily and quickly. Using the app, you won’t be paying anything extra as a fee (unless you use paid services, specified already).
On the other hand, Netspend is also a financial service provider company that offers Netspend prepaid debit cards for making transactions unstoppable. The prepaid debit card can be used as per the amount you load onto the card. And, it uses the Flash Pay ID which is like Cash App’s $Cashtag for the purpose of recognizing other users (having the same payment options).
Talking about the relationship between Cash App and Netspend, it’s not working directly!
However, you can establish a link with Netspend using your cash app with a mediator; PayPal, etc.
As sending and receiving directly between the cash app and Netspend is not possible, there’s only one way and that’s using the other wallet service of any famed payment gateway.
With so many doubts and discussions, let’s move ahead in the search of How To Transfer Money From Netspend To Cash App? But before that, let’s have a look at the necessary terms first.
What is a Flashpay ID?
Like $Cashtag used with Cash App for the purpose of transacting funds, Flashpay ID works for the same. The purpose of using Flashpay ID is to identify the in-front receiver on Netspend. This ensures the security of your transaction being identified as Netspend users.
Netspend users can send money to other Nespend users, including ACE Elite, Control, and purpose cardholders easily.
Can You Transfer Money from Cash app to Netspend Card?
The forefront question whenever these two giant financial services come together is Can you Transfer Money from Cash app to Netspend Card? The answer to this question is ‘Yes.’ However, this would take place indirectly. For that, certain procedures need to be followed.
The first and foremost requirement is to link a bank account on the cash app.
Coming to the next point,
How to Add Bank to Cash App?
Many users, especially novice ones, are not familiar with adding bank to cash app. For them, following these steps would work.
For a head start, you should launch Cash App on the device.
Then after, look at the bottom of the display and click on “Balance.”
Then, grab the “Add Bank” option.
Here, you are required to mention your banking details.
At last, tap on the “Add Bank” from the right of the screen.
Here your bank will be added.
How to Transfer Money from Netspend to Cash App?
It’s clear now that you need a mediator in order to transfer money from Nespend to Cash App. Have a look at the method here.
Initially, open your PayPal account.
Then, tap on the “Add Money Online” button
Choose your Netspend account.
Here, mention the amount and complete the transfer.
This Netspend amount will be sent to your PayPal account within 1-3 days.
Coming into the PayPal Side:
As soon as you get the amount credited, visit the “My wallet” on PayPal.
And tap on the “Transfer Money.”
Select the Transfer to your bank.
Here, you need to select the account on which you want to deposit withdrawn money and click on Continue.
Again, mention the amount and tap on “Next.”
Then, tap on Transfer now.
Coming into the Cash App Side:
When the amount hit your bank account, open the cash app and grab the Banking tab from the home screen.
Here, pick the “Add Cash” option.
Select amount.
And click on the “Add.”
Select your Touch ID or put your PIN for confirming payment from Netspend to the cash App.
Does Netspend have Fees for Money Transfers?
Yes, it does. However, the fee is not for transferring from Netspend to PayPal. It is for the purpose of withdrawing money from ATMs.
On each withdrawal from an ATM, Netspend charges around $2.50. Also, it charges $3.95 as a cash reloads fee. Here is some other fee asked by Netspend:
Balance Inquiry at ATM – $0.50, $0.50 for live customer service.
Inactivity charges – $5.95 per month.
But, the good news is that it doesn’t charge for the transfer of funds from Netspend to PayPal.
How to Link Your Netspend Account with PayPal?
This is another crucial step that is gonna support your transfer from Netspend to the cash app.
As usual, you need to launch your PayPal account and login it.
Then, choose the “Wallet” option.
Next, choose the “Link a Bank Account” option.
You will get the blank field to enter your account number and the routing number.
After filling with the same, tap on the “Continue” tab.
Re-check the information and link your account to PayPal.
At the end of the process, you tap on “Add Bank Account” to link the account.
Verify Your Netspend Account on PayPal
This is a crucial step: verifying your Netspend account on PayPal, in order to secure your payment. The process takes place when PayPal sends less than $1 to your Netspend account. All you need is to confirm the transaction to verify the account.
As soon as your account gets verified, all you need is to start the transfer without any issue.
How to Send Money from Netspend to Cash App?
As it is very clear that you can’t send money from Netspend to the cash app directly, you can take other ways to do so. This could be using PayPal as a mediator.
This process goes like this: linking your Netspend card to your PayPal account. After this, you will be sending the amount to your bank account and then to the cash app wallet.
The process is lengthy no doubt; however, it’s the only option if you badly want to send money between these two payment options.
Do I Need My Flashpay ID to transfer money to Cash App?
Since Flashpay ID is used for the purpose of sending funds between two Netspend users, it’s not necessarily important to be needed to transfer money from Netspend to the cash app.
This is because of no involvement of two Netspend accounts: you don’t necessarily need Flashpay ID here.
As mentioned earlier, your Flashpay ID, if compared, is similar to the $cashtag of the cash app. This is used only when the amount transfer is happening with a similar ground.
Is There a Fee When You Transfer Money from Netspend to PayPal?
No, there is no fee required for the purpose of sending and receiving funds from Netspend to PayPal and vice-versa. So there’s nothing to be worried about the fees while you transfer funds between the two.
The Bottom Line:
Is sending money from Netspend to the cash app possible? The quick answer would be “No.” However, there might be a light of hope if you are ready to invest some more time or if it’s too necessary for you to send money in the same way. This is why; to unveil the curtain about transferring from Netspend to a cash app, we have created a dedicated blog on How To Transfer Money From Netspend To Cash App?
This would be sufficient, I guess, for you to know how this critical way of transferring funds between these two payment services could be understood and applied.